At the core of our principles lies a steadfast belief in long-term investments that yield stable returns. This ideology fosters the ideal incentives for project owners, investors, and the planet, culminating in a sustainable, enduring model. Our projects are designed not for speculative investments but to serve as a stable, long-term addition to a diversified portfolio. Depending on the project, the minimum investment term spans approximately 3 years, with a recommended investment horizon of 10 years.

We understand that situations can change and that you might need liquidity earlier than expected. In that scenario we do our best in assisting you to locate a buyer whenever needed, we are also actively planning to introduce a secondary market in the near future.

Our fixed returns products come with a pre-established agreement with our partner, ensuring a fixed annual return along with potential bonuses. These projects offer reassurance regarding your anticipated returns. However, they do not provide an opportunity for additional gains if a commodity outperforms expectations, except when a bonus is agreed upon. On the other hand, equity-based projects operate on a profit-sharing model. With these, you have the opportunity to fully partake in the profits generated. However, it’s essential to note that during years of low or non-profitable production, there might be instances where no returns are disbursed, carrying an inherent risk.

The repayment frequency is project-dependent and is detailed in the Investment Memorandum. In the case of fixed returns projects, investors typically receive returns once or twice a year. Conversely, for equity-based projects, profits (if generated) are disbursed annually, usually within 6-8 weeks after the sale of the underlying commodity or Carbon Certificate.

Certainly! We are committed to keeping you updated on the progress of your investment through regular status reports. These reports will be conveniently accessible on our website under your account and will also be sent via mail at least twice a year. Ensuring transparency is paramount to us, and we aim to openly share the financial performance and impact generated by your investment. Moreover, if you desire, you are always welcome to visit your asset locally! Our partners are more than happy to arrange a tour and show you around.

All our projects are rigorously evaluated against three fundamental criteria:

• Generate a positive impact on the environment.

• Deliver competitive financial returns.

• Managed by top-tier managers/owners who share our ethos of blending financial returns with environmental and social impact (aligned with the UN Sustainable Development Goals).

To ensure compliance with these criteria, our Ridge Team conducts an extensive financial and impact audit, along with assessments by third-party experts where applicable. Additionally, a minimum of one on-site visit is conducted in person to confirm these standards.

We perform comprehensive financial and environmental due diligence for all our projects. This includes a meticulous financial audit encompassing a detailed review of financial statements and an extensive assessment of public and non-public records, alongside opinions from the partner company and its primary stakeholders. Our environmental and impact audit is often conducted in collaboration with independent experts specialized in the relevant commodity field. This assessment encompasses various factors related to the environment, biodiversity, social impact, equality, education, and fair remuneration.

Our projects face commodity-related risks, primarily tied to natural factors (natural disasters, pests), market price/demand fluctuations, and macroeconomic trends. Although natural asset investments generally improve portfolio stability with lower volatility and limited correlation to stock markets, the possibility of investment loss cannot be entirely ruled out. Ridge consistently works to minimize project-specific risks. Through a rigorous selection process, we exclusively partner with top managers offering cutting-edge solutions, robust risk protection, and diversified assets. We employ various strategies, including insurance, to mitigate risks. Importantly, all our investment companies and financial products are based in Germany. This decision ensures strict adherence to the consumer protection laws of both German and European regulators, as well as highly transparent financial product documentation.” Further information on possible risks can be found on each of the project pages.